It can be a heart-wrenching occurrence to lose a cell phone, which is an important part of our day-to-day lives. In some situations, since the high-end phone you bought was barely a month old, the anguish is serious and you would end up paying EMIs for a phone you no longer own. At times like this, you wish you had mobile phone insurance, which was suggested by the sales agent at the time you purchased the phone. Given that it is not a requirement to have this insurance, people also seem to ignore the need to buy one.
What is mobile insurance?
Like every other phone insurance policy, insurance for phone offers risk protection. In this case, risk arising from incidents such as phone loss, theft, injury, among many others, is protected. This insurance may be obtained at the time of purchase of the gadget or with a maximum delay of five days from the day of billing. The price here depends on the value of the phone purchased. Usually, the cover period is for a year, but there are a few players providing a cover period of two years.
What Does Insurance Cover for Cell Phones?
Compared to full cover, what is covered as part of a regular phone insurance policy can vary depending on the policy provider. When taking out policies with your preferred insurer, make sure to read up on what's actually covered, so you completely understand what you will be protected from. Usually, the following will cover most policies:
Cracked screens
Lost device
Theft
Water damage
How to Claim a warranty?
For all the players in the industry, the claims mechanism is more or less identical. Ideally, the insurer should be informed as immediately as possible of the loss/theft or harm to the telephone.
Also Read:- How to Repair a Mobile Phone at Home?
When making the claim, along with the claim form, one must apply the original purchase invoice and the serial number of the phone. In the event of a burglary, a document claiming that the SIM card has been blocked and a First Information Report (FIR) stating that the phone has been stolen should be issued by the complainant. In the event of harm, apart from describing the reason for the damage, the organization is most likely to direct you to the nearest designated service center and ask you to estimate the cost of the damage.
How do I get my phone insured?
The price is a major gripe we have with insurance of mobile, as it is not always cheap, particularly if you are already paying for the handset and contract every month through the nose. Thankfully, by simply researching your choices, you can get the best deal. The cost of your policy overall will depend on your phone brand, model, and coverage level. One place to get insurance of mobile phones is XTRACOVER. XtraCover offers the most suitable security plan and insurance for your mobile phone.
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