These days, handheld handsets are just as pricey as laptops or high-end computing gadgets. Moreover, cell phones are a crucial part of our everyday lives. Think of a typical routine day without our cell phone. We can't even imagine such a possibility, I am sure! In this tiny handset, we store all our important contacts and relationships. If we lose our cell phones because of theft/accident/negligence, we will lose our important contacts as well as our investment. How do we treat a possibility like that? Well, the answer to such an issue is insurance of mobile. Cell phone protection protects us from a number of dangers, such as theft/loss of mobile phones, damage, and injuries. Insurance, of course, can not get our contacts/information saved in the cell phone back. We need to be pro-active in taking backups on a regular basis for that.
Advantages of mobile insurance-
1. Mobile insurance also saves you from the trouble of going for maintenance.
2. Many of India's mobile insurance companies are facilitators of insurance coverage who have negotiated insurance cover with India's leading insurance companies.
3. if the insurance provider denies the claim, they would not be primarily responsible for any claim or loss.
4. In addition, insurance extends to equipment purchased in India and even through an approved distribution channel.
What does insurance for mobile cover?
Generally, you are covered by a mobile insurance policy in the following cases:
1. fire
2. Robbery
3. Accident
4. Riot
5. Attack
6. malicious destruction
Also Read:- How Do I Claim on My Mobile Insurance?
What is NOT covered?
1. Theft of unattended cars, with the exception of a fully enclosed and securely locked car.
2. Theft or loss or harm to a third party, friend, or relative during the lease or loan.
3. If you lend your phone to your friend and if he losses/damages the phone, you cannot claim insurance.
4. Mysterious disappearance, i.e cell phone disappearing without an obvious cause.
How to make claim mobile insurance for mobile phone
1. If you have lost your mobile phone, please follow the steps listed below to claim protection if you have lost your mobile phone.
2. Please visit your local (or nearest) police station immediately and file a report. File an FIR (First information Register). This is very vital and needs to be achieved as early as possible.
3. By calling your network provider, lock up your SIM.
What's the first fear you have when you mistakenly drop your phone? Fingers crossed, hope you haven't cracked your screen or faced any harm, huh? Screen loss continues to be one of the most prevalent losses suffered by phones today. Both in India and elsewhere in the world. Therefore, XtraCover has developed the best mobile insurance plan of 2021 that takes care of just that, effectively. If you have an old phone or a new one, no matter where in the world you are, and no matter who is using your phone. A Digit mobile insurance is a one-of-a-kind online insurance for mobile phone policy that will always have your back, phone cover and ensure that your pocket does not face any dents or loss. Contact XtraCover for insurance of mobile phone today. You May Also like:-
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