Mobile phone Insurance
The idea of insurance of mobile phones is very new and not many owners of smartphones are conscious of it or able to buy it. Smartphone theft has become a very prevalent phenomenon, making it all the more vital for owners to ensure their devices. This security is even more relevant for higher-end smartphones, as they are very lucrative targets for theft.
The mobile industry has undergone major changes over the past couple of years. Smartphones have now become a necessity after becoming an object of luxury, supporting us with almost everything we do. Smartphones provided very simple features when first launched. The smartphones being rolled out now, however, are equipped to allow you to manage on a single device your entire personal and professional life. In terms of spending skills and design, smartphones have become a status elevator beyond the features they provide.
Customers are now spending more than ever on smartphones as compared to previous years, the cost of which can easily go up to a lakh. A smartphone, like any other thing of value, is also at possible risk of being stolen. In addition to theft, smartphones are very susceptible to damage or malfunction of hardware or software that may occur due to an accident, drop, water spill, screen crack, or several other reasons. Because of all that, it is only prudent for you to ensure your mobile, to help protect the system in the event of any internal or external harm that may be caused.
You should consider purchasing insurance for mobile phones if:
1. You have a history of phones being lost, stolen, or destroyed.
2. You have an expensive smartphone and/or a long-term contract locks you up
3. You couldn't afford the phone to replace it, and you wouldn't want to downgrade to a cheaper model.
4. You depend on your mobile phone and if it was missing, stolen, or destroyed, you would need an immediate replacement (bear in mind that you would have to select a policy providing a rapid replacement service, not all of them do).
Advantages of Mobile Insurance:
Mobile insurance can be your best friend given the strong dependency that today's generation has on their smartphones.
1. Just some of the benefits offered by mobile insurance are mentioned below, making it more of a necessity nowadays.
2. You have purchased an expensive smartphone recently and you want to protect it from theft or injury. In that sense, a mobile insurance policy will benefit you.
3. If you have a history of losing or disrupting your previous devices, a mobile insurance policy is a wise buy.
4. Depending on the policy you take, without having to downgrade to a less advanced model, you will get a replacement for your stolen or damaged smartphone (the same model).
5. Mobile insurance would be of great benefit if you rely heavily on your smartphone for your everyday activities and would need an urgent replacement in the event of injury.
You may also read :- Where Is the Best Place to Buy Apple Refurbished Iphones?
Mobile phone insurance worth the money?
Value for money isn't about price alone. Often verify exactly what you get for your money and whether it is sufficient for your needs.
For example, if you need a speedy replacement smartphone, make sure you get a policy that includes it. It's a good idea to look around for a better price before agreeing if you're offered cell phone protection while purchasing a new phone or contract.
If it's ever lost, stolen, damaged, or faulty after the manufacturer's warranty expires, insurance of mobile phones will help you repair your device. You can also get a cracked-screen repair for select smartphones with xtraCover, subject to parts availability, and Tech Coach support for almost everything your mobile connects to.
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